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Wealth Pack Home Loan

This Wealth Pack Home Loan provides a low ongoing rate along with special benefits and discounts.

Wealth Pack Home Loan

Wealth Pack Home Loan

If you are an owner occupier and want to enjoy a low rate home loan along with other product features and product discounts then the Wealth Pack is perfect for you.
We also have an option for a residential investment housing loan.

 

Features
  • A low discounted variable interest rate
  • Access to a full offset savings account.
  • Access to Visa Debit Card
  • Available for new loans or refinancing of existing ones.
  • Available to owner occupied residential properties only.
  • Borrow up to 95% of the value of home with Mortgage Insurance or 80% without Mortgage Insurance.
  • 10% discount off new QBE insurance policies through WAW
  • Access to fee-free redraw facilities.
  • Complimentary initial Financial Planning consultation with Quadrant.
  • $325 annual account service fee
  • Zero monthly fees
  • No restrictions on making extra repayments.
  • Assistance with applying for the Government First Home Buyers Grant where relevant.
  • Eligible for inclusion in the WAW Customer Benefit Program.
Rates
Wealth Pack Home Loan - Owner Occupied 4.33% p.a
Comparison rate* 4.70% p.a
Wealth Pack Residential Investment 4.98% p.a
Comparison rate* 5.32% p.a

Download our current Loan Interest Rate and Fees Schedule here

*Terms and conditions apply.  The comparison rate is based on a loan of $150,000 over 25 years. Different amounts and terms will result in different comparison rates. Costs such as redraw and early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Effective date for existing loans is 13 Sepember 2016.

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. 

Fees

Loan Application Fee

Owner Occupied / Residential Investment $600.00
Increase fee $300.00
Guarantees Facility application fee  $400.00
  Each guarantee $100.00
  Half yearly service fee - 0.50% of
facility limit
Min. $50.00
Redraw Facility Fee (per redraw)   

 

Other Fees

   
Product / Rate Switching $600.00
Substitution of Property Mortgage $300.00
Bill of Sale / Goods Mortgage - Registration / Variation At Cost
Mortgage Insurance At Cost
Legal Fees, Valuations, Surveys, Settlement Fees At Cost
Annual Account Service Fee $325.00
Titles & Related Fees     Discharge of Mortgage Costs + $400.00
Production or Consideration Fee Costs + $50.00
Photocopy $5.00
Title or Final Notice At Cost
    
How To Apply

If you are interested in applying for this loan please click on the link below to fill out our online enquiry form with your name, contact details and the product you are interested in. One of our dedicated loans staff will contact you to further the application process.

Alternatively, you can contact us on 1300 368 555 and ask to speak to one of our home loan specialists.
 

Enquire Now