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Overdrafts to help you manage unforeseen expenses.


Overdraft Facilities

A prearranged overdraft, or personal line of credit, can be useful to help cover unforeseen expenses when travelling, relocating or just handling everyday living costs.

An overdraft is also a useful extension to your WAW VISA Card and is just the right choice when you may not like the idea of a credit card.

  • Lower interest rates for secured facilities.
  • Interest calculated daily and charged at the end of month
  • Your choice of access through personal cheque, ATM and EFTPOS cards or over the counter transactions.
  • Choice of cheque or VISA Card facility
  • Low annual review rates (free for VISA Card only overdrafts).
  • 24 hour conditional approval.*
  • Available on Visa Debit accounts.
  • Minimum monthly repayment of 5% of outstanding balance or $50 per month, whichever is the greater.

* 24 hour approval subject to receipt of completed application and associated documentation.


Overdraft Facility Fee

Application Fee   $150.00
Increase Fee   $150.00
Visa   $75.00
Annual Facility Fee   $25.00


Download our Transaction Fees and Charges Schedule here

How To Apply

If you are interested in applying for this loan please click on the link below to fill out our online enquiry form with your name, contact details and the product you are interested in. One of our dedicated loans staff will contact you to further the application process.

Alternatively, you can contact us on 1300 368 555 and ask to speak to one of our loan specialists.

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