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Personal Loans

Loans for a holiday, renovations, or even to buy a car.

Personal Loans

Personal Loans

WAW Credit Union provides secured and unsecured personal loans to finance all sorts of worthwhile purposes like cars, holidays, furniture, school fees, gifts and other items.  

If you want to pay off your personal loan faster, with flexibility, then our personal loans are for you.

  • 24-hour conditional approval.
  • No monthly service fees.
  • Competitive interest rates.
  • Fixed monthly repayments.
  • No penalties for early repayment.
  • Additional repayments can be made without penalty.
  • Interest calculated daily and charged in arrears.
  • Pay loan and optional loan protection insurance instalments in one easy payment.

Personal Loan

  Interest rate* Comparison Rate*
Secured 6.09% p.a. 6.72% p.a.
Unsecured / Part Secured 11.04% p.a. 11.70% p.a.

Download our current Loan Interest Rate and Fees Schedule here


*Terms and conditions apply. The comparison rate is based on a loan of $10,000 over 3 years. Different amounts and terms will result in different comparison rates.

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Borrowers must purchase Consumer Credit Insurance (CCI) to be eligible for a WAW Protected Personal Loan product. Customers are not required to purchase the CCI from WAW/QBE and it is not mandatory on WAW loans. Other types of Disability Insurance and/or Income Protection Insurance policies may not automatically qualify you for a Protected Personal Loan.


Personal Loans & Overdrafts

Application Fee   $150.00
Increase Fee   $150.00
VISA   $75.00
Guarantees Facility application fee
  Each guarantee
  Half yearly service fee - 0.50% of facility limit Min. $50.00

Other Fees

Product / Rate Switching   $600.00
Legal Fees, Valuations, Surveys, Settlement Fees          At Cost
Titles & Related Fees Production or Consideration Fee Costs + $400.00
  Photocopy $5.00
  Title or Final Notice         At Cost
Overdraft Annual Facility Fees Personal $25.00
How To Apply

If you are interested in applying for this loan please click on the link below to fill out our online enquiry form with your name, contact details and the product you are interested in. One of our dedicated loans staff will contact you to further the application process.

Alternatively, you can contact us on 1300 368 555 and ask to speak to one of our loan specialists.


Enquire Now