Christmas Club Savings Account
Be ready for the next festive season by opening a Christmas Club account early in the new year. Decide how much you would like to have saved for next Christmas and organise an automatic deposit each week or month for the required amount to reach your target.
You will avoid the usual squeeze on the family budget and have your savings available in time for all the Christmas sales.
Features
- Corporate cheque funds access.
- WAW Internet Banking and WAW Phone Banking.
- Direct crediting of regular income (Quote BSB 803 070).
- Funds are available between 1 November and 15 January
- No minimum balance restrictions.
- Credit interest is calculated on daily balance and paid yearly on the last day of November.
- Cash withdrawals are limited to $3,000 per day per account. Amounts in excess of this require 24 hours notice.
Rates
Fees
| Transaction type |
|
Cost |
| Personal Cheque Processing |
|
Per cheque
|
| Over-the-Counter Deposits |
|
|
| |
S21 eAccess A/c |
$0.75 |
| |
S3 Business A/c first 2 in any month free, then |
$0.75 |
| |
All other Accounts |
Nil |
| Over-the-Counter Cash Withdrawals S21 eAccess A/c |
|
$2.00 |
| |
All other accounts first 3 in any month free, then |
$2.00 |
| Direct Debits |
Per Transaction |
$0.40 |
| BPAY |
Per Transaction |
$0.40 |
| WAW Internet Banking |
All transactions (excluding BPAY) |
Nil |
| WAW Phone Banking |
All transactions (excluding BPAY) |
Nil |
| VISA Card Usage |
Fees and charges are calculated on the combined transaction total in any month per membership using VISA Card |
| Eftpos transactions |
First 2 transactions in any month |
Nil |
| |
Subsequent transactions in any month |
$0.60 |
| rediATM transactions |
First 3 transactions in any month |
Nil |
| |
Subsequent transactions in any month |
$1.00 |
| |
Enquiry / Decline |
$0.60 |
| Non-rediATM Transactions |
Withdrawals |
$0.20 |
| |
Declined Transactions |
$0.60 |
NOTE: Non- rediATM transactions may also attract direct charges levied by the owner of the ATM.
Download our Transaction Fees and Charges Schedule here
How To Apply
If you are interested in opening this savings account please fill out our online enquiry form and one of dedicated accounts staff will contact you on the details you provide so we can further the application process. We will need your name, contact details and the product you are interested in taking out, we can help you do the rest.
Alternatively, you can contact us on 1300 368 555 and ask to speak to one of our savings account specialists.
Enquire Now