Savings Investment Account
A savings investment account provides you with higher interest than an everyday transaction account along with the flexibility to access your money when you need it. It can also be linked to a VISA Debit card facility to make transacting easier.
The tiered interest rate structure encourages you to invest higher amounts and maximise your earnings.
Features
- Funds available at call.
- VISA Debit card facility available.
- Over the counter, card, personal or corporate cheque access.
- Access to BPAY and direct debit transactions for bill payment.
- Direct crediting available for payroll (BSB 803-070).
- Periodical payments and direct debiting for regular payments.
- WAW Phone Banking and WAW Internet Banking available 24 hours.
- No minimum balance restrictions.
- Cash withdrawals up to $3,000 per day, per account. Amounts in excess of this require 24 hours notice.
- Cash withdrawals of up to $1,000 per day, per customer on ATM and EFTPOS transactions combined. Individual ATMs may have daily transaction limits.
Rates
Fees
| Transaction type |
|
Cost |
| Personal Cheque Processing |
|
Per cheque
$0.40
|
| Over-the-Counter Deposits |
|
|
| |
S21 eAccess A/c |
$0.75 |
| |
S3 Business A/c first 2 in any month free, then |
$0.75 |
| |
All other Accounts |
Nil |
| Over-the-Counter Cash Withdrawals S21 eAccess A/c |
|
$2.00 |
| |
All other accounts first 3 in any month free, then |
$2.00 |
| Direct Debits |
Per Transaction |
$0.40 |
| BPAY |
Per Transaction |
$0.40 |
| WAW Internet Banking |
All transactions (excluding BPAY) |
Nil |
| WAW Phone Banking |
All transactions (excluding BPAY) |
Nil |
| VISA Card Usage |
Fees and charges are calculated on the combined transaction total in any month per membership using VISA Card |
| Eftpos transactions |
First 2 transactions in any month |
Nil |
| |
Subsequent transactions in any month |
$0.60 |
| rediATM transactions |
First 3 transactions in any month |
Nil |
| |
Subsequent transactions in any month |
$1.00 |
| |
Enquiry / Decline |
$0.60 |
| Non-rediATM Transactions |
Withdrawals |
$0.20 |
| |
Declined Transactions |
$0.60 |
NOTE: Non- rediATM transactions may also attract direct charges levied by the owner of the ATM.
Download our Transaction Fees and Charges Schedule here
How To Apply
If you are interested in opening this savings account, please click on the link below to fill out our online enquiry form with your name, contact details and the product you are interested in. One of our dedicated account staff will contact you to further the application process.
Alternatively, you can contact us on 1300 368 555 and ask to speak to one of our savings account specialists.
Enquire Now