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Youth Transact

A fee-free and fuss-free account for young people aged 13 to 25.

Youth Transact

Get easy, flexible access to your money with WAW’s Youth Transact – a fee-free and fuss-free transaction account for young people aged 13 to 25. 
Get your first Visa Debit Card with Paywave and link it up to a Digital Wallet (Apple, Google or Samsung) for cardless transactions. 

Manage your money or pay someone using just their mobile number or email address with the WAW Mobile App or Internet Banking.

Link to a WAW Youth Saver account so you can put aside a portion of your hard earned dollars and save for the things you really want.

And no matter how many times you transact, there are no monthly account fees, or fees on transactions, card purchases or cash-out in store. Plus you’ll enjoy free access to 10,000+ ATMs nationwide*.

*Transaction fees may apply at some non-WAW ATMs.


Account Features

  • Visa Debit Card with Paywave
  • Access via WAW Mobile App, Internet or Phone Banking
  • Link to a Digital Wallet with Android, Apple or Samsung
  • Set up PAY ID
  • Direct credit your regular income (quote BSB: 803 070)
  • Pay your bills via BPAY
  • Set up Direct Debits and Periodic Payments
  • Funds at call with no minimum balance restrictions
  • eStatements accessible via Internet Banking
  • Bank in person at any WAW branch. Over the counter cash withdrawals up to $1,000 per day. Amounts in excess of this require 24 hours notice.
This is a fee-free account, however direct charge fees may be imposed by others at non-WAW ATMs.  

Non-transaction fees such as overdrawn account fees and other charges may be incurred for specific account service requests.

Download our Transaction Fees and Charges Schedule here

How To Apply

To be eligible for WAW’s Youth Transact you must be a permanent resident or Australian citizen, with an Australian residential address and aged between 13 and 25.

If you meet this criteria, please drop into a WAW branch and we’ll get you set up! You’ll need to bring documentation to prove your identity, such as a Birth Certificate, a Passport, or a statement from an educational institution confirming your name, date of birth and address.

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