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MyCard MasterCard

MyCard MasterCard provides you with access to additional funds when you need them.

MyCard MasterCard

MyCard MasterCard

A MyCard MasterCard through WAW provides you with access to additional funds when you need them.
You have the choice of Platinum Rewards or Low Rate credit cards both with benefits you will love.

Download the latest MyCard MasterCard brochure here

Features

Platinum Rewards MasterCard

Special offer

  • 0% for 14 months on balances transferred from other credit cards1 (reverts to cash advance rate. Note that  no interest free days apply to retail purchases while you have a balance transfer.)
  • Discounted $99 annual fee in the first year2
  • 20,000 bonus reward points when you spend $3,000 in the first 3 months3


Other benefits

  • Earn 1 reward point for every $1 eligible spent on your card.
  • Up to 55 days interest free on retail purchases (unless you have a balance transfer)7
  • Request up to 4 free additional cards
  • Generous credit limits, up to $30,0008
  • Complimentary international travel insurance4
  • Complimentary purchase cover insurance4
  • Complimentary transit accident insurance4
  • Complimentary extended warranty insurance4
  • Guaranteed pricing scheme4
  • Fraudshield® will look into any unusual activity to detect signs of possible fraud
  • Platinum Concierge Service - available 24 hours a day, seven days a week from anywhere in the world!
 

Low Rate MasterCard

Special offer

  • 0% for 12 months on balances transferred from other credit cards5 (reverts to cash advance rate. Note that  no interest free days apply to retail purchases while you have a balance transfer.)
  • Discounted $49 annual fee for life of the card6

 

Other Benefits

  • Up to 55 days interest free on retail purchases (unless you have a balance transfer)7
  • Request up to 4 free additional cards
  • Complimentary purchase cover insurance4
  • Guaranteed pricing scheme4
  • Fraudshield® will look into any unusual activity to detect signs of possible fraud


WAW may receive commission on the sale of this product, please refer to our Financial Services Guide for more details.
 

Important Information:
Fees and charges apply. Terms and conditions apply and are available upon request. Card Services’ credit criteria applies. Current Card Services Credit Cardholders, or those whose credit is provided or administered by Card Services are not eligible to apply for this introductory offer. Offer ends 31 January 2019. Post this date, we reserve the right to continue, withdraw, or change the offer at any time without notice.
1. The 0% p.a. promotional interest rate applies to balances transferred with this offer at the point of application, for a period of 14 months once the balance transfer is processed. At the end of the promotional period, any outstanding transferred balances will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. Your total balance transfers with this offer may not exceed 80% of your credit limit. There is no interest free period on purchases while you have balance transfers and interest will accrue from the purchase date.
2. Subject to your acceptance, you will be charged a discounted Annual Primary Cardholder fee of $99 in the first year. This will revert to the full annual fee, currently $129, in subsequent years.
3. The reward point earn rate is 1 reward point for every $1 spent on Eligible Transactions. You will also earn 20,000 reward points when you spend $3,000 or more on Eligible Transactions within 90 days from the card approval date. An Eligible Transaction is defined in the Card Services Rewards and Card Services Qantas Rewards Program Terms and Conditions and means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. For full rewards terms and conditions please refer to the Terms and Conditions of the Card Services Rewards Program. Reward points never expire while the card remains open and in good standing. Bonus reward points will ordinarily be credited within 2 weeks of meeting spend criteria.
4. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer,  Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Citigroup Pty Limited ABN  88 004 325 080 AFSL and Australian credit licence 238098 (Citi) which allows eligible Citi account holders and cardholders to claim under it as third party beneficiaries.Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Description of Insurance Cover Terms and Conditions available at https://www.cardservicesdirect.com.au/cardservices/useful_forms.htm,  which may be amended from time to time. Citi does not guarantee this insurance.
5. The 0% p.a. promotional interest rate applies to balances transferred with this offer at point of application, for a period of 12 months once the balance transfer is processed. At the end of the promotional period, any outstanding transferred balances will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. Your total balance transfers with this offer may not exceed 80% of your credit limit. There is no interest free period on purchases while you have balance transfers and interest will accrue from the purchase date.
6. For the Low Rate MasterCard, you will be charged a discounted Annual Primary Cardholder Fee of $49 for the life of the account.
7. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest from the date you make a purchase. No interest free period is available on Cash Advances or when you have Balance Transfers.
8. Actual Credit Limit will be assigned based on Card Services’ credit criteria, subject to confirmation that you meet minimum income requirements ($35,000 per year for Platinum, $25,000 per year for Low Rate), and your credit rating. © 2018 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098, which provides and administers credit on behalf of WAW Credit Union Co-Operative Ltd ABN 48 087 651 787, AFSL No. 247298, Australian credit licence 247298

Rates
Card Type
Ongoing
interest rate
Rate on cash
withdrawals
Interest free
days (up to)
Platinum
MasterCard
20.24% p.a. 21.74% p.a. 55 days
Low Rate
MasterCard
12.99% p.a 21.74% p.a 55 days

Download MasterCard Rates & Fees Guide

Fees

Card Type

Annual Card Fee

Platinum Rewards MasterCard


Discounted $99 annual fee iin the first year, then $129 in subsequent years.

Low Rate MasterCard


Discounted $49 annual fee for the life of the card, usually $75

Download Mastercard Rates & Fees Guide

How To Apply

You can apply online for your new MyCard MasterCard through WAW here. You will be redirected to the MasterCard website:

Apply Now
Alternatively, you can contact us on 1300 368 555 and ask to speak to one of our specialists.