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Deposit Interest Rate Schedule


Transaction & Savings Accounts

Product
Tier
Ann. %Rate
S1 On Call
Up to $4,999.99
0.01%
 
*$5,000 to $49,999.99
0.03%
 
*$50,000 and over
0.05%
S2 / S22** Star Saver
$0.01 and over
0.30%
 
~Bonus rate
1.50%
S3 Business Chequing
$0.01 and over
0.10%
S4 VISA Account **
Up to $4,999.99
0.01%
 
*$5,000 to $19,999.99
0.01%
 
*$20,000 to $49,999.99
0.05%
 
*$50,000 and over
0.10%
S5 Christmas Club
$0.01 and over
0.40%
S6 My Goal
$0.01 and over
0.15%
 
XBonus rate
1.90%
S9 Money Managers^ **
$1 to $19,999.99
0.05%
 
*$20,000 to $49,999.99
0.10%
 
*$50,000 to $99,999.99
0.40%
 
*$100,000 and over
0.65%
S10 Savings Investment
*Up to $9,999.99
0.05%
 
*$10,000 to $19,999.99
0.05%
 
*$20,000 to $49,999.99
0.05%
 
*$50,000 and over
0.10%
S11 Retirement Plus - Singles
Up to $47,999
0.85%
 
$48,000 and over
1.90%
S12 Retirement Plus - Couples
Up to $79,599
0.85%
 
$79,600 and over
1.90%
S13 Community Care
Up to $19,999.99
0.15%
 
*$20,000 and over
0.45%
S14 Disability Support
Up to $19,999.99
0.45%
 
*$20,000 and over
0.70%
S15 Youth Transact
$0.01 and over
0.01%
S18 Club & Society
Up to $19,999.99
0.15%
 
*$20,000 and over
0.40%
S19 Club & Society eSaver
Up to $4,999.99
0.01%
 
*$5,000 and over
1.50%
S20 eSaver
Up to $4,999.99
0.01%
 
*$5,000 and over
1.50%
S21 eAccess
$0.01 and over
0.01%
S25 Youth Saver
$0.01 and over
0.30%
 
#Bonus rate
1.50%
S40 Loan Offset Account
No credit interest is paid on this account.

* Interest paid on full account balance. ^ Min Account Balance $5,000
~ Bonus rate is the base interest of 0.30% plus an additional 1.20% interest & is reached by making a minimum monthly deposit of $20 and no withdrawals in the month.
X Bonus rate is the base interest of 0.15% plus an additional 1.75% interest & is reached by making a minimum monthly deposit of $250 and no withdrawals in the month.
# Bonus rate is the base interest of 0.30% plus an additional 1.20% interest & is reached by making a minimum monthly deposit of $50 and no withdrawals in the month.
** This product is discontinued. No new S4, S9 or S22 accounts to be opened from 9/8 2019.

Limited Offer Term Deposits

Term
Rate
For 4 months $25,000+
1.90% p.a.
For 6 months $25,000+
1.70% p.a.
For 13 months $25,000+
1.60% p.a.

Fixed Term Deposits

Term
$1,000 - $4,999.99
$5,000 - $24,999.99
$25,000 - $1,000,000
3 - 5 months
1.00%
1.20%
1.20%
6 - 11 months
1.25%
1.45%
1.55%
12 - 18 months
1.30%
1.45%
1.40%
19 - 24 months
1.20%
1.40%
1.40%

Cheque-A-Month Deposits

Term
$5,000 - $24,999.99
$25,000 - $1,000,000
 
6-11 months
1.25%
1.45%
 
12-18 months
1.35%
1.30%
 
19-24 months
1.30%
1.30%
 

Farm Management Deposits

Term
Deposit
Interest Paid Quarterly
Interest Paid Annually
12-24 months
$1,000 - $800,000
1.85%
1.95%