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Deposit Interest Rate Schedule

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Deposit Interest Rate Schedule

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Transaction & Savings Accounts

Product
Tier
Ann. %Rate
S1 On Call
Up to $4,999.99
0.01%
 
*$5,000 to $49,999.99
0.03%
 
*$50,000 and over
0.05%
S2 / S22 Star Saver
$0.01 and over
0.50%
 
~Bonus rate
2.00%
S3 Business Chequing
$0.01 and over
0.20%
S4 VISA Account
Up to $4,999.99
0.01%
 
*$5,000 to $19,999.99
0.05%
 
*$20,000 to $49,999.99
0.10%
 
*$50,000 and over
0.15%
S5 Christmas Club
$0.01 and over
0.60%
S6 My Goal
$0.01 and over
0.25%
 
XBonus rate
2.45%
S9 Money Managers^
$1 to $19,999.99
0.05%
 
*$20,000 to $49,999.99
0.10%
 
*$50,000 to $99,999.99
0.55%
 
*$100,000 and over
1.00%
S10 Savings Investment
*Up to $9,999.99
0.05%
 
*$10,000 to $19,999.99
0.07%
 
*$20,000 to $49,999.99
0.10%
 
*$50,000 and over
0.15%
S11 Retirement Plus - Singles
Up to $47,999
1.10%
 
$48,000 and over
2.40%
S12 Retirement Plus - Couples
Up to $79,599
1.10%
 
$79,600 and over
2.40%
S13 Community Care
Up to $19,999.99
0.20%
 
*$20,000 and over
0.60%
S14 Disability Support
Up to $19,999.99
0.50%
 
*$20,000 and over
0.75%
S15 Student Transaction
$0.01 and over
0.50%
S18 Club & Society
Up to $19,999.99
0.25%
 
*$20,000 and over
0.50%
S19 Club & Society eSaver
Up to $4,999.99
0.01%
 
*$5,000 and over
2.00%
S20 eSaver
Up to $4,999.99
0.01%
 
*$5,000 and over
2.00%
S21 eAccess
$0.01 and over
0.01%
S25 Student Bonus Saver
$0.01 and over
0.50%
 
#Bonus rate
2.00%
S40 Loan Offset Account
No credit interest is paid on this account.

* Interest paid on full account balance. ^ Min Account Balance $5,000
~ Bonus rate is the base interest of 0.50% plus an additional 1.50% interest & is reached by making a minimum monthly deposit of $20 and no withdrawals in the month.
X Bonus rate is the base interest of 0.25% plus an additional 2.20% interest & is reached by making a minimum monthly deposit of $250 and no withdrawals in the month.
# Bonus rate is the base interest of 0.50% plus an additional 1.50% interest & is reached by making a minimum monthly deposit of $50 and no withdrawals in the month.

Limited Offer Term Deposits

Term
Rate
For 180 Days $25,000+
2.25% p.a.
For 330 Days $25,000+
2.50% p.a.
For 730 Days $25,000+
2.75% p.a.

Fixed Term Deposits

Term
$1,000 - $4,999.99
$5,000 - $24,999.99
$25,000 - $1,000,000
3 - 5 months
1.90%
1.90%
2.10%
6 - 11 months
2.05%
2.15%
2.25%
12 - 18 months
2.20%
2.30%
2.50%
19 - 24 months
2.50%
2.60%
2.65%

Cheque-A-Month Deposits

Term
$5,000 - $24,999.99
$25,000 - $1,000,000
 
6-11 months
2.05%
2.15%
 
12-18 months
2.20%
2.40%
 
19-24 months
2.50%
2.55%
 

Farm Management Deposits

Term
Deposit
Interest Paid Quarterly
Interest Paid Annually
12-24 months
$1,000 - $800,000
2.50%
2.60%
All rates are % per annum. Term rates may change without notice. Rates and conditions above $1,000,000 available on application. For Limited Offer Fixed Term Deposits rates, please see your local WAW Service Centre or visit www.wawcu.com.au. General Advice Warning: In providing you with information, you should consider the appropriateness of the advice with regard to your particular financial situation and needs. You should consult the Financial Services Guide and Product & Services Terms & Conditions booklet before making a decision to apply for products with WAW Credit Union. This documentation is available at any WAW Service Centre. All information contained in this schedule is correct at time of publication but is subject to change without notice. WAW Credit Union BSB 803 070, ABN 48 087 651 787, AFSL & Australian Credit Licence 247298. Version No. 1/2019.
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