image background

Loan Interest Rate & Fees Schedule


Home Loans

Annual % Rate
Comparison Rate
 

Owner Occupied Home Loans

Back To Basics
3.44%
3.49%
A no-nonsense, low variable rate home loan that keeps things simple
Essentials Variable Rate (EVR) - L3
4.18%
4.23%
Low ongoing variable rate and no special requirements
Owner Occupied Fixed 1 Year - L1
3.25%
4.68%
12 mth fixed rate reverting to Owner Occupied SVR
Owner Occupied Fixed 2 Year - L1
3.50%
4.59%
24 mth fixed rate reverting to Owner Occupied SVR
Owner Occupied Fixed 3 Year - L1
3.95%
4.61%
36 mth fixed rate reverting to Owner Occupied SVR
Owner Occupied Fixed 4 - 5 years - L1
On Application
N/A
Contact WAW for these rates
24 Month Variable Rate Intro Offer - L1
3.24%
4.42%
2 year discounted variable rate reverting to SVR
Wealth Pack Home Loan - L4
4.03%
4.36%
Low rate with extra benefits - owner occupied home
Standard Variable Rate (SVR) - L1
4.63%
4.68%
Standard Variable Rate for owner occupied properties

Residential Investment Housing Loans

Back To Basics
3.69%
3.74%
A no-nonsense, low variable rate home loan that keeps things simple
Investment Fixed 1 Year - L2
3.50%
5.33%
12 mth fixed rate reverting to Investment SVR
Investment Fixed 2 Year - L2
3.75%
5.20%
24 mth fixed rate reverting to Investment SVR
Investment Fixed 3 Year - L2
4.20%
5.48%
36 mth fixed rate reverting to Investment SVR
Investment Fixed 4 - 5 years - L2
On Application
N/A
Contact WAW for these rates
24 Month Variable Rate Intro Offer - L2
3.94%
5.12%
2 year discounted variable rate reverting to SVR
Wealth Pack Residential Investment - L5
4.73%
5.04%
Low rate with extra benefits - investment house
Residential Investment Std Variable Rate - L2
5.33%
5.38%
For residential investment properties

Personal Loans

Annual % Rate
Comparison Rate
 

Protected# L41

Secured
6.53%
7.55%
Unsecured / Part Secured
12.49%
13.55%
Solar Loans - Variable
From 5.84%
From 6.86%
For solar installations and green initiative purchases
Solar Loans - Fixed
From 7.95%
From 8.90%
For solar installations and green initiative purchases

Unprotected L41

Secured
9.08%
10.12%
Unsecured / Part Secured
13.49%
14.55%

Business/Rural Loans

Annual % Rate
Comparison Rate
 

Business Overdrafts - S3
From 6.53%
N/A
Business/Rural Loan Residentially secured - L46
From 5.63%
N/A
Business/Rural Loan Commercially secured - L48
From 6.63%
N/A

Other Loans

Annual % Rate
Comparison Rate
 
Home Equity Loan
4.88%
N/A
Line of Credit
5.03%
N/A
Secured Personal Overdraft
From 6.88%
N/A
Unsecured Personal Overdraft
From 13.49%
N/A

Loan Establishment Fees

Owner Occupied / Residential Investment
Application Fee
 
$600.00
Increase Fee
 
$300.00
Personal Loans & Overdrafts
Application Fee
 
$150.00
Increase Fee
 
$150.00
Business / Commercial Loans
Application Fee
 
$600.00
Business Overdrafts
Application Fee
 
From $600.00
Business / Commercial Loans or Overdrafts
Increase Fee
 
$300.00
Guarantees
Facility Application Fee
 
$400.00
Each Guarantee
 
$100.00
Half Yearly service fee - 0.50% of facility limit
 
Min. $50.00
Redraw Facility Fee (per redraw)
Redraw
 
$20.00

Other Fees & Charges

Product / Rate Switching
$600.00
Substitution of Property Mortgage
$300.00
Bill of Sale / Goods Mortgage - Registration / Variation
At Cost
Mortgage Insurance
At Cost
Legal Fees, Valuations, Surveys, Settlement Fees
At Cost
Wealth Pack Loans Annual Service Fee
$325.00
Fixed Rate Lock-in Fees
1 yr fixed rate
0.25% of amount borrowed
2 yr fixed rate
0.50% of amount borrowed
3 yr fixed rate
0.75% of amount borrowed
Titles & Related Fees
Discharge of Mortgage
Costs + $400.00
Production or Consideration Fee
Costs + $50.00
Photocopy
$5.00
Title or Final Notice
At Cost
Overdraft Annual Facility Fees
Personal
$25.00
Business < 10,000 limit
$75.00
Business > 10,000 limit
$150.00