Please be advised that our Lavington Service Centre is closed today (Wednesday 22 September 2021). If you need any assistance, please get in touch with our team on 1300 368 555. All other WAW Service Centres remain open as per normal.

Let’s help our local community to build back better

Take out a new insurance policy with WAW before the end of September and receive a $50 voucher to spend with a local business. Conditions Apply.

Helping first home buyers, it’s what we do.

If you’re eligible for the First Home Loan Deposit Scheme, you may be able to buy your first home with a minimum 5% deposit. Click through to check out the details and T&Cs.

Everyday banking made easy

Bank wherever and however you like with our transaction accounts

I want the lowest rate

Variable Rate


Comparison rate*



What you get  
  • $0 Annual fee
  • Flexible repayment options
  • $0 Monthly fee
  • Unlimited repayments
More Great Features
  • Low, on-going variable rate
  • No annual fee
  • No monthly account keeping fees

I want a fixed rate

Fixed Rate


Comparison rate*



What you get  
  • Fix up to 5 years
  • 100% offset
  • Unlimited free redraws
  • $0 monthly or annual fees
More Great Features
  • Competitive fixed interest rates available up to 5 years
  • Unlimited free redraws with no minimum redraw amount (owner occupied loans)
  • 100% offset facility

Quick Repayment



Transact a little or a lot? Like to tap, swipe or insert? Sleep easy knowing you can bank securely any way you'd like when you open any WAW Transact Account.

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Saving to reach a dream goal or just for a rainy day? With no monthly fees, our range of savings accounts have an option to help you get saving.

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Enjoy savings and guaranteed growth with a tailored term deposit. Featuring rock solid rates, fee-free setup and account-keeping, tailoring to your situation.

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For your business...

From everything commercial to rural, we've got you covered.

Banking as it should be.

Power to the people.

WAW is community owned so when you open an account with us, you become a part owner!

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Investing in
our community.

We invest five percent of profit back into the community via the WAW Community Fund.

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Friendly, helpful & human.

We love customer service and we're really good at it. Let us help you today!

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Environmentally woke.

We are green-minded. We support initiatves to conserve and restore our local bushland .

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Square + WAW

Go digital with your business with a Square reader. Accept credit and debit cards anywhere and get deposits as fast as the next business day.

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Term Deposits

Enjoy savings and guaranteed growth with a tailored term deposit. Featuring rock solid rates, fee-free setup and account-keeping, tailoring to your situation and being paid as you'd like!

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WAW acknowledges the Traditional Custodians of Country across Australia, but particularly the people of Wiradjuri, Bpangerang, Jaitmatang, Waveroo and Ngariogo; the communities we support. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past, present and emerging.

Ask us anything!

We love customer service and we're really good at it! Let us help you today!

Get the WAW app

Our smart looking, smart banking app does everything you need it to do... and more!